Taking pension benefits

Today people have more choice than ever when drawing benefits from their pension arrangements. If you are over the age of 55, you could access some or all of your pension to use as you wish.

You could take some of your pension as a lump sum, you can look to buy an annuity with your money, or you can use the new flexible-access drawdown arrangements available as a result of the Freedom of Pensions Act.

No doubt, you have worked hard to save for your retirement, so if you are approaching retirement or want to access your existing pension arrangements, it is important that you make the right choice for you.

Allow us to explain the options available to you in a friendly, jargon-free way, so that you can understand and make the right choice for you, and as Chartered Financial Planners, as always, you can be sure of receiving the best advice.

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