The Benefits of an Equity Release Plan

Most plans now feature much more flexibility than in the past, here are just some of the features:

Lump sum of tax-free money
Continue to live in your own home (Lifetime mortgage only)
Choose to protect an inheritance
Choose to have no monthly repayments
Make repayments if you want to
Add a cash reserve facility
Maintain 100% home ownership
You can spend the money as you wish
Ability to still move home in the future
No-negative-equity guarantee feature
Low rates and you can fix for life
Higher cash release available

You could continue to own your home so you will benefit fully from any future increase in its value. There are also guarantees with some plans to make sure you never pass on any debt, or ‘negative equity’, in your estate and you can choose a plan that has an option to be ‘portable’. This means you could move home in the future

A home reversion scheme works by you selling all or part of your property at less than its market value in return for tax free lump sum, a regular income or both. The amount that you could raise is dependent on your age, health and property value. Credit rating and income aren’t considered. You get to stay in your home as a non-paying tenant until you either die or go into long term care. For a free chat or meeting at your home to see what you could be entitled to then either call us or request a call back below.


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